Individual Insurance

Motor Insurance

This policy is available on three different levels;

Third Party Only Cover

This is the minimum cover required by law to drive on our roads. The policy provides cover for the insured against legal liabilities for:

  • Injury to or death of a third party
  • Damage to a third party’s property

following an accident caused by the insured vehicle.

Third Party Fire and Theft

In addition to the benefits described above, this policy covers the insured vehicle against loss or damage caused by fire; or theft of the vehicle itself.

Comprehensive

This is the widest form of cover available. In addition to the benefits under the two earlier mentioned covers, this policy also provides cover against damage to or loss of the insured’s own vehicle arising out of:

  • Accidental collision or overturning
  • Theft or burglary
  • Fire
  • Self-ignition
  • Malicious damage, etc.
Individual Insurance

Travel Insurance

This policy covers clients traveling abroad against some of the risks they may encounter on their journeys and whiles in the foreign countries. The policy provides cover for medical expenses, hospitalization fee, repatriation of the corpse in case of death, loss of luggage among others.

Individual Insurance

Homeowners Comprehensive

This policy is specifically designed to offer protection to your home. It pays for loss or damage to the home cause by fire, flood, burglary, lightning, earthquake and any other perils covered under the policy.

Individual Insurance

Personal Accident

This policy provides a 24-hour protection for the insured against death and/or bodily injury following an accident, whether the accident occurred on the insureds job or not.