Accident
Insurance
Do you stand the risk of loss or damage to your goods whilst in transit, due to an accident to the carrying vehicle? Has your business suffered loss of money as a result of the dishonesty of employees or through the activities of armed robbers?
Goods In Transit Insurance
Covers the goods in transit for loss or damage as a result of an accident to the carrying vehicle, or damage caused by fire or theft following violence or the threat of violence.
Combined Fire and Burglary
Provide cover for loss or damage to the item(s) insured if the loss is caused by fire or any of the allied perils mentioned in the policy and burglary.
Assets All Risks Insurance
Provides cover to the insured against accidental physical loss or damage to the insured item(s) provided the cause of the loss or the item lost or damaged is not specifically excluded in the policy
Homeowners Insurance Policy
Is a package policy for residential properties covering loss of the property insured if the loss or damage is caused by fire, burglary and any of the listed allied perils. The policy also provides cover for alternative accommodation when the building becomes uninhabitable following a loss or damage covered under the policy. It further provides cover for third party liability and Personal Accident.
Business Interruption Cover
Also known as Loss of Profits or Consequential loss. This insurance compensates for gross profit lost and increased cost of working following a loss or damage which is covered under the Material Damage section of the policy.